District of Columbia Life & Health Insurance Guaranty Association 1200-G Street, NW, Suite 800 / Washington, DC 20005 Home About Us FAQs Receiverships Additional Info Links Terms of Use Contact Us Frequently Asked Questions      Who is protected? Life and health insurance guaranty associations cover individual policyholders and their beneficiaries; typically, persons protected by certificates of insurance issued under policies of group life, group annuity, or group health insurance are also covered. Limits on benefits and coverage are established by law. For more information about coverage, see the questions below or contact the guaranty association or DC insurance department.   NOTE: This information is not intended as legal advice, and no liability is assumed in connection with its use. The applicable state guaranty association statute is the controlling authority, regardless of any information presented on this site. Users should seek advice from a qualified attorney and should not rely on this compilation when considering any questions relating to guaranty association coverage.   [ Back to FAQ list ]